Terms & Conditions
Last updated on April 25, 2025
Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the Ratestar platform operated by us.
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.
Definitions
Company refers to Ratestar.
Website refers to https://ratestar.io.
Service refers to the use of the Ratestar platform and its features.
User, You, or Your refers to the person or entity accessing the Service.
Account means the registered account that enables access to specific functionalities of the Service.
Use of the Service
You must not:
- Use the Service in any way that causes damage to the Website or its availability
- Use the Service to engage in any illegal, fraudulent or harmful activity
- Attempt to gain unauthorized access to any portion of the Service
Account Registration
When you create an account with us, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account.
You agree to accept responsibility for all activities that occur under your account.
We reserve the right to suspend or terminate your account at any time if you violate these Terms.
Subscription & Payment (if applicable)
- You agree to pay all applicable fees for your selected plan.
- Payments are processed via secure third-party payment providers.
- Subscription plans may renew automatically unless canceled beforehand.
- All fees are non-refundable unless otherwise stated.
Intellectual Property
All content on the Website and within the Service (including but not limited to software, text, graphics, logos, and trademarks) is the exclusive property of Ratestar or its licensors and is protected by copyright and other laws.
You may not copy, modify, distribute, or create derivative works based on our content without our written permission.
Termination
We may suspend or terminate your access to the Service at any time, without prior notice, if you breach these Terms or use the Service in a way that could cause harm to us or other users.
Upon termination, your right to use the Service will immediately cease.
Limitation of Liability
To the maximum extent permitted by applicable law, Ratestar and its affiliates shall not be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.
Our liability is limited to the amount you have paid (if any) for access to the Service.
Disclaimer
The Service is provided on an "AS IS" and "AS AVAILABLE" basis. We do not guarantee that the Service will be error-free, secure, or uninterrupted.
We disclaim all warranties, whether express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.
Governing Law
These Terms shall be governed and construed in accordance with the laws of Bulgaria, without regard to its conflict of law provisions.
If you are located outside of Bulgaria, you agree that any disputes arising under these Terms will be handled in Bulgarian jurisdiction.
Changes to Terms
We reserve the right to update or replace these Terms at any time. If a revision is material, we will provide at least 7 days' notice prior to any new terms taking effect.
By continuing to access or use the Service after those revisions become effective, you agree to be bound by the revised terms.
Contact Us
If you have any questions about these Terms, please contact us by email at support@ratestar.io.